Investing is often seen as complicated. This has been made worse over the years by: the increasing complexity in terms of investment products and choices; regulations and rules around investing; the role of the information revolution and social media in amplifying the noise around investment markets; and the expanding ways available to access and transact in various investments.

Everyone buying into the housing market hopes that their purchase will appreciate over time, while sellers want to pick the top of the market.

Couples who take a joint approach to their super can potentially increase their retirement income and reduce tax along the way.